Register for free to
view the full innovation profile.
The system takes an AI-based alternative credit risk score and calculates your customer's value for credit acquisition. In addition, the system calculates the default risk.
About
It is a SaaS platform based on GCP and it meets the GRPD (LGPD Brazil). The company's transaction data is studied by a team with over 18 years of experience that customizes our AI/ML for better business performance. By segmentation and profile, the system provides a customer score to indicate whether they are good payers. The system predicts which customers are at risk of not paying in the following month (Defaulter). The model provides customer's profile (ICP) to guide the sales team in prospecting. The information can be accessed by login and password on the platform or the information can be exported via API to other systems.
Key Benefits
Predict which borrower has higher probability of being defaulter if a credit product is approved for him/her. Add more agility for credit assessment operation. Uncover ideal (best) customer profiles (ICP) from existing customer base. So that you can acquire more quality customers decisively. The NCP (Negative Customer Profiles) also tells you which types of customers you shouldn't acquire anymore. It helps you increase revenue by gaining good customers, retaining the right segments. Predict ahead of time (at least one rental period) who has higher probability to default the next repayment. List of prioritization in credit operation (keeping alignment with your existing credit operation). Adding more efficiency in your delinquency management. Automate the collect messages sending by email or WhatsApp
Applications
Faster and safer credit operations NPL Prediction (Repayment Defaulter) Credit Worthiness Prediction List of prioritization in credit operation (keeping alignment with your existing credit operation). Automate the collect messages sending by email or WhatsApp